If you find yourself purchasing something online, be sure to do an internet search for “(company) online coupon”. You may get a percentage off or free shipping. Take a look!
Are you paying the “Standard Rate” on your credit card? If you’ve been a good client (i.e. you haven’t missed any payments). Call your credit card company and ask them to lower your interest rate.
Do you have a credit card that gives you rewards like Airmiles or Cashback? If you take away these features and get a “No Frills” card that may automatically lower your interest rate, since credit card companies tend to charge a premium for these “special” cards. And, you may save extra money by forgoing an Annual Fee!
Since June is the month that the most weddings happen, I’ve decided to write a series of blogs on how to have your dream wedding without nightmare debt!
This week: how to have a wedding on a budget.
Step 1: Plan
Ask people you know who’ve gotten married lately, or check the internet/call local venues, catering, flowers, photography, etc to get prices and an idea of how much each category will cost you. It also gives you an opportunity to “shop around” and try to get the best prices.
The main point of step 1 is to give you an idea of how much this is all going to cost you.
Which brings us to . . .
Step 2: Save
The only way to have a wedding without going into debt is to SAVE FOR IT. Once you have an idea of how much its all going to cost, divide that amount by the months until your wedding, and that’s how much you will have to save each month. If its way to much to afford to save every month, you can try and save on some of the expenses, put off the wedding until you have the money saved, or both.
These days, there’s no guarantee that you’re going to get back all that you spent on the wedding (unless, of course, one of your wedding guests is Paris Hilton) so the only way to have the wedding and not go into debt is to pay for it in cash.
Next week: ways to save money on the wedding.
Sign up for newsletters from your favourite stores and restaurants. They will often send coupons and notices for sales!
Recently I caught a man being interviewd on a national morning show it caught my attention because his topic was how to save $25,000 a year. Most of his stuff made some sense but seemed a little tight even for me. Check it out and let me know what you think. Could you live with out some of these things? If not what are some other ways you all are finding to save a dime?
We all are cutting back but can we really be happy with givin gup everything? Just food for thought. Love to hear your comments
I have been searching high and low but to know avail – my money has just got up and left me! Of course this is not true – I have carelessly mismanaged it.I take full responsibility for the spot I am in and don’t expect a Government bailout or a bonus for failure like the AIG Executives.
I have never been a politically motivated woman or to be honest, that interested in politics (shame on me) but this whole AIG thing has got my back up, if you know what I mean.
Thieves and murders go to jail, sales professionals lose their positions if they do not meet their quotas, so why is it AIG Executives are getting bonus, astronomical bonuses to boot. I want to know!
Why do Wall street types and so called Investment Bankers get bonuses and stock options for creating world financial havoc? I say it’s time for Americans to stand up and say “NO MORE!” Let’s take back our financial security and rid the finance world of the these financial parasites like the Executives of AIG – are you with me?
It’s time for them to know what it feels like to not to have money to send your kids to school or to retire on. Let them stand inline at a soup kitchen or live out of their car.
Obama, ban them from ever working in the financial world again, so they can never repeat their greedy ways.
America, have your voice heard, do not be silent anymore and say enough is enough!!!
More on the AIG Scandal
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Suze Orman has the best advice for women on managing their money. If you’re not familiar with her, I highly recommend checking out her web site and/or TV show.
I know the topic is intimidating, but you’ll feel inspired and empowered to “take control of your life by taking control of your finances” after hearing what she has to say.
Lately I’ve become addicted to selling stuff on Craigslist.com.
It’s such an easy way to get rid of clutter, get your house organized and make a few extra dollars. If you do a search on there for Items Wanted, it’s unbelievable what people are willing to pay for!
So far I’ve offloaded an extra Food Saver appliance (quick $30), my husband’s old non-working motorcycle from the eighties (quick $50, plus the guy took it out of our basement for us), a hand-me-down Exersaucer ($15) and an old vacuum ($50). I have a ton more stuff to post. It only takes a few seconds, it’s free, and it’s almost like getting free money.
Just call me MZ Moneybags!